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Procrastination can cost you hundreds or even thousands each year in bank fees, credit card interest and lunch costs.  It may not sound like much time, but spending that last five minutes before you go to bed being productive instead of checking your numerous social media accounts (just one more time) can save you money.  Remember last month when your electric company charged you an extra $20 because you were two days late? Or when you were “forced” to go to that overpriced sandwich shop with your coworkers because you didn’t have time to pack your lunch?  Yeah…no.  We’re not doing that this year.  Get to it.

 

Photo Source: Viktor Hertz’ photostream on Flickr