All work and no play is a surefire way to introduce depression, anxiety and negativity into our lives.  While our New Year resolution may be to achieve financial freedom, we must also reward ourselves for reaching our goals.  Don’t become so hung up on increasing your overtime to pay off your credit card bills or [...]

My Money Makeover Part 2 (by Alicia D. Dervin) Editor’s Note: This is Part 2 of a 2 part series.  Read Part 1 here. Saving With just a few changes to my budget I was starting to accumulate more money and I needed a way to ensure that I could keep it. I already had [...]

Procrastination can cost you hundreds or even thousands each year in bank fees, credit card interest and lunch costs.  It may not sound like much time, but spending that last five minutes before you go to bed being productive instead of checking your numerous social media accounts (just one more time) can save you money. [...]