Recent studies have shown that women of color are being left behind in the race for financial freedom. We lag behind both our male counterparts with one penny of wealth for every dollar of wealth they own and single white women with a tiny fraction of a penny for every dollar of wealth they own. This website is a platform used to encourage and empower our women to take control of their finances before it’s too late because no one can do it for us.

Our mission is to encourage Black Chicks with Cents who…

…are aware of their credit score and how their financial decisions affect it.
…have a monthly spending plan and stick to it.
…do not live paycheck to paycheck.
…are focused on increasing their net worth.
…have an evolving plan for retirement.
…have a set of financial goals with a clear, defined action plan.
…do not allow financial constraints to deter them from their dreams.
…do not allow mediocre finances to keep them in bad relationships.
…understand how their spending habits and attitudes toward money affect their children.